Points Points!Prepared October 15, 2026
Using Points Points!
These terms describe use of the Points Points! website and app. Points Points! helps explain credit card rewards and benefits. It does not operate your financial accounts, move money, route payments, or automatically select your active Apple Pay card.
Use the service lawfully and avoid entering payment credentials or other unnecessary sensitive information. The app may also be subject to the applicable App Store license terms presented with its distribution.
Always free to use
Points Points! is always free to use. No subscription or in-app purchase is required. Your device, internet service, cards, merchants, and other third-party products may have their own charges, including card annual fees. Those charges are not fees for using Points Points!
Reward estimates & your decisions
Reward values, comparisons, and recommendations are informational estimates, not financial, credit, tax, or legal advice. They depend on available rules, personal valuations, merchant classification, eligibility, and the details you supply. No estimate guarantees approval, a credit, a reward, a redemption value, or savings.
Verify important facts with your issuer or program before acting. Enrollment, caps, provider restrictions, billing paths, fees, and changing terms can affect the outcome. Do not base a purchase or card application solely on a displayed estimate.
Third-party products & links
We plan to earn money through referrals using affiliate networks and partnerships. If you choose a qualifying partner link, we may earn a commission. Affiliate compensation and partnerships never influence which cards we recommend or how we rank them. We don’t collect identity, contact, or personal wallet and rewards data, and we never sell user data. A provider’s inclusion does not mean a referral arrangement is active.
Cards, programs, merchants, Apple services, and linked sites are operated by their respective providers. Their terms and privacy practices apply to their services. Naming a provider does not imply endorsement or a partnership. Screenshots show example app states; rules and availability may change.
Availability & limitations
We aim to provide useful, accurate information, but errors, missing coverage, stale rules, and service interruptions can occur. Features can depend on device support, permissions, network access, and available rules. You remain responsible for your choices and for verifying third-party terms.
To the extent permitted by applicable law, the service is provided as available without a promise that every result will be accurate or that access will be uninterrupted. Nothing in these terms excludes rights or protections that cannot lawfully be excluded.
Branding & content
Points Points! branding and original website content belong to their respective rights holders. Third-party names and marks belong to their owners. Do not imply an affiliation or redistribute assets in a way that violates their owners’ rights.
Privacy & updates
See the privacy policy for how the website, app, and optional services handle information. We may update these terms as the service changes and will identify the date of the updated version.